What are the different financial aids?

To support students, many financial aids are available other than APL. They allow them to make ends meet, such as buying a new computer or any other gadget necessary for their college life.

Interns: Help with the first computer

As part of this assistance, OPCOs cover costs related to trainee training. An amount of 500 euros is awarded to the first educational equipment to carry out the training.

The CFA Training Center is responsible for billing costs to OPCO. Thus, the purchase of a new computer for trainees is covered by the CFA, in the range of €500 per person. CFA ownership remains for 3 years. To do this, an agreement must be drawn up by the intern, the training organizer and the CFA. It takes into account the following elements:

  • The trainee must participate in the maintenance, care and return of the equipment once the training is complete.
  • The computer tool assigned to the trainee to deal with his difficulties has been checked by the training manager beforehand.
  • The equipment is maintained by the trainee with computer services in the universities.

CROUS MERIT BONUS

If you get a very good grade in your baccalaureate degree, you are eligible for financial aid. Among these, the Regional Center for University and School Business (CROUS) has established a merit bonus for baccalaureate holders, having obtained an average of 16 or higher in the baccalaureate. To qualify for this bonus, you must meet the following conditions:

  • Receive a scholarship based on social criteria or a specific annual allowance for the year 2022-2023
  • I got a very good grade in my bac
  • You start your studies at an institution of higher education at the beginning of the 2022 academic year

To do this, you must compile a Student Social Profile (DES). The amount of this bonus is fixed at a maximum of 900 euros.

University aid

To get a computer, your university can also help you. With the Laptop Scholarship, your university will be able to enhance your success in your studies. Its amount is set at a maximum of €300 and is intended for scholarship students.

Depending on the academic institution you are studying at, this amount may vary.

Student loan with government guarantee

This device is mainly intended for students. To take advantage of it, you can borrow an amount from a contracting bank. A maximum amount of 15,000 euros is set. The state acts as a guarantor to give you proper repayment.

If you want to take advantage of it, you must respect a certain number of conditions, namely:

  • You prepare a diploma of higher education on French soil.
  • You are a French citizen or a citizen of the European Economic Area (EEA).
  • You are between 18 and 27 years old.

You have two options for paying off your student loan:

  • You only pay interest while you are studying.

where

  • You pay back principal and interest only at the end of your studies.

Be careful, remember to submit your application in advance, as the number of loans is limited.

Area Solutions

Depending on the area in which you study, you can receive benefits that are tailored to your personal situation. Some regions also give funds to finance electronic devices, such as computers. As a rule, this financing depends on the family quotient and amounts to about 300 euros.

Premium for equipment purchase for students

If you are a registered professional student, beneficiary of a high school scholarship, you are eligible for this award. It is paid only once during the academic year.

To qualify, you must belong to one of the following professional sectors:

  • Technical Patent (BT)
  • Professional Baccalaureate
  • technology funds
  • Certificates of Professional Aptitude (CAP)

The training that will then follow must be counted among the disciplines, which allow access to the equipment bonus. The amount of this bonus is 341.71 euros.

CAF loan for computers

Besides students, CAF recipients are also entitled to financial aid to purchase a computer.

The interest-free loan is for recipients who have an unborn child or at least one dependent child under the age of 20. To do this, they must receive a family allowance and the quotient of the family must be less than 700 euros.

This is a loan, the maximum amount of which is 1,000 euros, to be repaid in the amount of 28 euros per month, over 36 months. This loan can be used to purchase computers, such as a computer. To submit your application, you must complete the form available via the CAF website.

Job seekers: What is the help in buying a computer?

To support job seekers in their efforts and facilitate their professional integration, several aids have been put in place. Among these plans, some schemes are intended to cover the acquisition of computer equipment.

personal credit

This financial assistance comes in the form of a loan directed to people who are excluded from traditional bank credit. This is especially true for people who are unemployed, those with low incomes or even those with a social minimum.

An income criterion has not been set, but a personal project should be put forward to promote professional integration. The amount of this loan should be between 300 and 8000 euros. Depending on the nature of your project, the repayment term may vary. In the context of integration into the labor market, repayment must be made within 6 months to 7 years.

At the same time, the credit rate is set by the lender, but it generally ranges between 1.5% and 4%. To submit your application for assistance, you must contact the Social Support Service. He will act as an intermediary between the bank and the job seekers. So you can contact the following organizations:

  • social association
  • District Administration, CCAS, Job Center or Municipal Center for Social Work

Helping job seekers under the age of 26

A financial device was created to buy a computer for job seekers under the age of 26. This one-time allowance is given to cover computer hardware costs. If you want to benefit from it, you must belong to a Pôle Emploi registry or local mission and have a net income of less than 300 euros.

The amount allocated to you allows you to cope with financial difficulties in finding a job. This relates to the purchase of technological gadgets, such as a laptop or phone.
It varies depending on your personal situation.

In Ile-de-France, Pôle Emploi is preparing an experiment for lending tablets to all trainees in training, until July 31, 2022.

In addition, young people between the ages of 18 and 25, who are registered with the local mission, can benefit from the assistance of the Youth Assistance Fund. This system can also be applied when purchasing computers or professional equipment.

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